We find the best commercial mortgage for your business

If you’re looking to purchase a premises to trade from then a Commercial Owner Occupier Mortgage is the option for you. It allows your business to build equity in a commercial asset, rather than paying rent to a landlord.

Typically loan to value is 75% (so a 25% deposit would be required), but there is potential to go up to 85% or higher depending on your industry and business’s performance.

We have full access to the market enabling us to find you something that suits your needs.

A Commercial Investment Mortgage allows you to buy any kind of non-residential property such as offices, shops or warehouses to earn a rental income and build a portfolio.

It typically offers higher yields than residential property and can allow you to diversify your investment portfolio, however it’s important to pay attention to the tenant quality, lease length/terms and market conditions.

Loan to value for this product type is up to 75%, so at least a 25% deposit is required.

We have a range of lenders that can match your requirements depending on the circumstances so get in touch with us and we can find a suitable option for you.

A building is deemed as semi-commercial if it has both residential and commercial elements to it, such as a shop with a flat above it.

These properties can be purchased whether you are an owner occupier or an investor.

For owner occupiers - we have a range of options available depending on your business’s performance and what you need. We have access to specialist lenders that can take into account both the rental and trading business income too.

Typically loan to value is 75% (so a 25% deposit would be required), but there is potential to go up to 85% or higher depending on your industry and business’s performance.

For investors - There are a range of different lenders available depending on the type of property you’re looking to purchase.

Loan to value for this product type is up to 75%, so at least a 25% deposit is required.

We have a range of lenders available to help you purchase a factory or warehouse. Different options are available depending on whether you are an owner occupier or investor.

For owner occupiers - Typically loan to value is 75% (so a 25% deposit would be required), but there is potential to go up to 85% or higher depending on your industry and business’s performance.

For investors - Loan to value for this product type is up to 75%, so at least a 25% deposit is required. A strong tenant and lease will help give this the best chance to go through.

We have a range of lenders available for all types of situations, so get in touch to find out more.

We have a range of lenders available to help you purchase a retail property. Different options are available depending on whether you are an owner occupier or investor.

For owner occupiers - Typically loan to value is 75% (so a 25% deposit would be required), but there is potential to go up to 85% or higher depending on your industry and business’s performance.

For investors - Loan to value for this product type is up to 75%, so at least a 25% deposit is required. A strong tenant and lease will help give this the best chance to go through.

We have a range of lenders available for all types of situations, so get in touch to find out more.

Whether you’re looking to get extra cash out of your existing commercial property or if you’re looking for a better rate, we’ve got options for you.

For owner occupiers - Typically loan to value is 75% (so a 25% deposit would be required), but there is potential to go up to 85% or higher depending on your industry and business’s performance.

For investors - Loan to value for this product type is up to 75%, so at least a 25% deposit is required. A strong tenant and lease will help give this the best chance to go through.

We have a range of lenders available for all types of situations, so get in touch to find out more.

Loan to value for care homes can vary depending on track record and CQC rating, but can go as high as 85%.

There are a range of lenders in this market that are keen to support, so get in touch to find out more.

We have a range of lenders available to help you purchase a hotel or pub.

For both owner occupiers and investors the typical maximum loan to value is 75% (so a 25% deposit would be required).

We have a range of lenders available for all types of situations, so get in touch to find out more.

We can help you with Limited Company Buy to Lets for all types of circumstances and complex situations including first time landlords, multi-unit freehold blocks and foreign nationals.

We have options up to 85% loan to value, but 75% is most common.

Get in touch to find out more.

If you’re purchasing a Holiday let or Airbnb, we have a range of competitive lenders that support this type of business.

Loan to value goes up to 75% so at least a 25% deposit will be required.

Get in touch to find out more.

For land with planning, loan to value is up to 50%, so a 50% deposit would be required.

Get in touch to find out more.

For Farming and Agriculture we have access to specialist teams within the high street banks with the knowledge and products to suit the industry.

Loan to value for owner occupiers can go up to 85% depending on your business’s performance.

Get in touch to find out more.